People get into a heavy-duty sin and guilt trip.That's not the idea at all. The idea of karma is that you continually get the teachings that you need to open your heart.you're given this gift of teachings in the form of your life.
Hmm, this doesn't sound like your hateful deffinition. Don't you think karma applies to you as well? What is you're supposed to be learning?
Three Methods for Working with Chaos
Three Methods for Working with Chaos by Pema Chödrön. Times of chaos and challenge can be the most spiritually powerful… if we are brave enough to rest in their space of uncertainty. Pema Chödrön describes three ways to use our problems as the path to awakening and joy.