This is a tough one. Spending more money than you earn is common practice in the U., and increasingly in other countries around the world. Credit card companies have simplified the process so much that it requires quite a bit of discipline to live only
Work out jar. Put a dollar (or any other money) in a jar every time you work out, set a goal (like 100 dollars) then use this money to buy yourself something nice. check all 10 motivation ideas for weight loss on link.
"Set your alarm for get up and start your day. Put on a baggy top and running shorts. Go downstairs and pour yourself a nice big glass of ice water. Cut up some fruit and mix it in with yogurt. Add some granola. Now go outside. Stretch for 10 minutes.